“DETERMINANTS OF CUSTOMER WILLINGNESS TO EMBRACE E-BANKING IN NATIONALIZED AND SCHEDULED BANKS: A LITERATURE REVIEW”, IJFANS, vol. 11, no. 11A ( Special Issue on Multidisciplinary, pp. 788–795, Jan. 2022, Accessed: Aug. 12, 2026. [Online]. Available: https://www.ijfans.org/index.php/Journal/article/view/9552