“A STUDY ON ADOPTION AND ISSUES FACED BY COLLEGE STUDENTS IN USING MOBILE WALLETS AT MADURAI DISTRICT”, IJFANS, vol. 11, no. Special Issue 1, pp. 2152–2159, Jan. 2022, Accessed: Aug. 10, 2026. [Online]. Available: https://www.ijfans.org/index.php/Journal/article/view/6452