“CULTURAL FACTORS AND THEIR IMPACT ON PROBLEM-SOLVING APPROACHES AMONG HIGHER EDUCATION STUDENTS IN WEST BENGAL”, IJFANS, vol. 14, no. 2, pp. 54–68, Jan. 2025, Accessed: Sep. 22, 2026. [Online]. Available: https://www.ijfans.org/index.php/Journal/article/view/1335