A STUDY ON PERSONAL FINANCIAL PLANNING WITH SPECIAL REFERENCE TO NEEDS AND CAPACITY APPROACH. International Journal of Food and Nutritional Sciences, [S. l.], v. 11, n. 11A, p. 1843–1850, 2022. Disponível em: https://www.ijfans.org/index.php/Journal/article/view/9672. Acesso em: 21 sep. 2026.