NON-PERFORMING ASSETS IN PUBLICS SECTORS BANKS – A PERCEPTION ANALYSIS OF BORROWERS. International Journal of Food and Nutritional Sciences, [S. l.], v. 10, n. 2, p. 392–403, 2021. Disponível em: https://www.ijfans.org/index.php/Journal/article/view/3241. Acesso em: 10 aug. 2026.