THE IMPACT OF DIGITAL PAYMENT GATEWAYS ON SMALL AND MEDIUM ENTERPRISES (SMES): A GLOBAL PERSPECTIVE. International Journal of Food and Nutritional Sciences, [S. l.], v. 12, n. 1, p. 6997–7005, 2023. Disponível em: https://www.ijfans.org/index.php/Journal/article/view/2532. Acesso em: 8 sep. 2026.