LEARNING THE DIFFERENCE BETWEEN ONLINE AND PHYSICAL BANKING SERVICES THE CUSTOMER CHOICE. International Journal of Food and Nutritional Sciences, [S. l.], v. 13, n. 1, p. 262–268, 2024. Disponível em: https://www.ijfans.org/index.php/Journal/article/view/1444. Acesso em: 8 aug. 2026.