“NAVIGATING TRUST: INVESTIGATING USER EXPERIENCE AND TRUST FACTORS IN BIOMETRIC PAYMENTS ADOPTION IN THE INDIAN MARKET”, IJFANS, vol. 11, no. 12, pp. 14872–14878, Jan. 2022, Accessed: Aug. 24, 2026. [Online]. Available: http://www.ijfans.org/index.php/Journal/article/view/13986