“IMPACT OF DIGITAL PAYMENT SYSTEMS ON CONSUMER BEHAVIOR AND BUSINESS GROWTH: AN EMPIRICAL STUDY WITH REFERENCE TO TIRUNELVELI DISTRICT”, IJFANS, vol. 11, no. 11, pp. 19491–19498, Jan. 2022, Accessed: Aug. 24, 2026. [Online]. Available: http://www.ijfans.org/index.php/Journal/article/view/12789