“IMPACT OF DIGITAL PAYMENT SYSTEMS ON CONSUMER BEHAVIOR AND BUSINESS GROWTH: AN EMPIRICAL STUDY WITH REFERENCE TO TIRUNELVELI DISTRICT” (2022) International Journal of Food and Nutritional Sciences, 11(11), pp. 19491–19498. Available at: http://www.ijfans.org/index.php/Journal/article/view/12789 (Accessed: 25 August 2026).